This content was created by the Data Sharing Coalition, one of the founding partners of the CoE-DSC.
The Data Sharing Coalition has selected the first two use cases that will be realised to show how cross-sectoral data sharing can create value:
- Green mortgages for investment in energy-saving measures
- Improving risk management for shipment insurance
Use case 1: Green mortgages for investment in energy-saving measures
Mortgage application network HDN and energy industry association Netbeheer Nederland have joined forces to explore how energy data of homeowners can be used to finance energy reducing measures. By including qualified energy data in mortgage applications, it becomes easier for mortgage providers to provide “green” mortgages, which homeowners can use to invest in energy-saving measures in their home. This use case can support mortgage providers in developing a new mortgage product that could have a positive impact on the energy transition.
Use case 2: Improving risk management for shipment insurance
The data sharing scheme for logistics iSHARE and the insurance industry association Verbond van Verzekeraars also see opportunities to create value by sharing data between their sectors. Currently, the risks associated with shipments are often difficult to assess for insurers, since they lack detailed information about the shipment. It is often unclear which parties are involved in the shipment, where the goods are at what moment in time, and what goods are actually in the shipment. By sharing data on the shipment between actors in the supply chain and insurers, using the iSHARE Scheme and data from the e-CMR (digital waybill), an insurer can better assess the actual risks, and also create a more efficient claim handling process. This enables more attractive insurance products for logistics service providers.
The Data Sharing Coalition
The Data Sharing Coalition is a collaborative initiative that aims to stimulate data sharing across sectors and domains. Within the coalition, various cross-sectoral data sharing use cases will be selected and realised. This allows the coalition to learn what is required to achieve better interoperability between different data sharing initiatives and to show the business value of cross-sectoral data sharing to the market.
The Data Sharing Coalition is an open and growing initiative. Interested parties are welcome to register for participation at info@coe-dsc.nl
